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These apps, developed and launched by banks and other fintech companies, have already seen heavy downloads and have lakhs of users transacting online.

But this will not be the tipping point.The team at Appknox, driven by Agarwal and cofounders Subho Halder and Prateek Panda was hired by NPCI in July 2016 and has been scanning UPI-based apps since November.

At some point, the way data is customer stored and associated will need to be examined. Once lost, customer data can never be recaptured, and one suspects that these reported cases are only the tip of an iceberg of slow leaks of lost, sold or stolen data. Of greater concern over the long term is the possible use of the unencrypted data in social engineering attacks.

As long as Steam is contrite, service is not badly disrupted and the consequences are not unexpectedly severe, this should be a manageable crisis. When the PlayStation Network was hack in April, there was much anger, but in the end the value provided by PSN was sufficiently great that by June network activity was back to 90% of pre-hack levels. However, as the story stands at the moment it is wholly survivable. With Electronic Arts pushing their own download service, Origin, hard, this could have come at a better time for Steam.

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On the plus side, the evidence is at least that Steam's identity protection has been doing the right things in the event of a security failure.В The passwords captured are hashed and salted - although a short, simple password may still be vulnerable to a brute-force attack, depending on the level of encryption, as they were when Gawker's database was compromised. Valve's size and dominance in the digital download market, with over 30 million registered accounts, makes this a source of concern. In short, panic is not required, but vigilance would be welcome - and if you have used the same password across multiple services (a) don't do that and (b) change your passwords. My steam account is worth more than my bank account

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Commenting on the PC gaming site Rock, Paper, Shotgun, oneВ dismayed player commented By making all games purchased through Steam accessible for download at any time, Steam is a great way for gamers to buy far more games than they could ever fit on their hard drives, or their shelves. Security failures are a nightmare for Steam and its users, not least because they highlight the fragility of the cloud. 'My steam account is worth more than my bank account'

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This is particularly dangerous as, along with probably providing a means to obtain passwords for every other online service connected to that address, it invalidates the Steam Guard protection, introduced in March, which requires verification by email whenever a user's Steam account is accessed from a new computer. The greatest danger is probably to those who used the same password for their Steam and Steam forums accounts, or - worse - have been using the same password for multiple accounts, including their email. Once the jitters have subsided, this doesn't look on face value as bad as it might. However, it wouldnвЂ™t be a bad idea to change that as well, especially if it is the same as your Steam forum account password.

We do not know of any compromised Steam accounts, so we are not planning to force a change of Steam account passwords (which are separate from forum passwords).